McAfee Secure Site - Quotesmith

QuoteCarInsurance is NOT affiliated with - QuoteSmith. Click here to read more...

Company Overview, Inc., is an American insurance and brokerage agency that runs a comprehensive consumer educational and insurance quote website, The internet-based consumer insurance informational service allows self-directed customers to shop at their own convenience for insurance products. Consumers can also compare life insurance quotes through information that comes through the mail or by talking to a licensed insurance agent over the phone if they prefer these offline venues over the internet. Insurance policies can be purchased online or over the telephone. Besides life insurance, provides information about many other insurance products, including auto, renters, long-term care, health, travel, and homeowners insurance. These products are provided through several third parties.

Company History was originally founded in 1984 by Robert S. Bland under the name of Quotesmith Corporation, which became, Inc when the company went online. owns and manages, which is an online service that provides consumers with the information they need about insurance products. In May of 2006 the company's name was changed from to Today, has its headquarters in Darien, Illinois, and provides services to all 50 states. - QuoteSmith Ratings

2 Reviews | Submit Review|More Reviews
3.5 out of 5
3.5 out of 5
Customer Service:
3 out of 5
3 out of 5
Besides life insurance, also offers quotes for auto, health, and homeowners insurance. The informational tools available at the website are not found together in one place anywhere else on the internet. The company is a publicly traded on the Nasdaq SmallCap Exchange under the symbol QUOT. Since its founding in 1984, has continued to develop its business and now its website to allow comprehensive insurance premium price comparison and a simple order entry system that allows customers access to instant quotes for over 60 life insurance companies. is a subsidiary of, Inc. The website does not have commercial sponsorships or advertisers, so is able to provide insurance information to consumers that is free from bias and partiality. The website focuses on allowing consumers to obtain instant quotes from quality life, health, home, and auto insurance companies. Consumers are also provided with information about the policies they are considering so that they can make informed decisions about their insurance purchases.

Today, customers can purchase quotes from over 200 leading insurance companies, which includes 60 life insurance companies. This allows consumers to save the most money possible by having the option to purchase from any of the companies displayed on the site. Salaried employees and specially endorsed third parties allow to provide policy placement services and personalized insurance brokerage to its customers.'s business model generates revenue through commissions and fees that the insurers pay for the business brought to them through the website. The more people brings to an insurer, the more the insurer pays the company. The third-party firms that provide the quotes and fulfill the insurance policies also pay fees to This saves customers even more money, because no fees are charged directly to the customer. recently ended a far-reaching advertising campaign. The nine-year campaign ended on December 31, 2005. During this time, the company spent $70.7 million on direct-to-consumer advertising. This resulted in the sale of 171,000 new policies. believes so strongly that it will be able to provide accurate insurance quotes that it offers its customers a $500 cash guarantee. If the policy quote is not accurate, will pay the customer $500. Customers also have the guarantee that the term life premiums offered by the website are the lowest available in America.

Today, employs both commissioned and non-commissioned employees to conduct the insurance agency and brokerage operations that are necessary for the company's success. New customers are brought in through traditional advertising methods. Even though the business is almost entirely online, the advertising is traditionally offline.

Facts and Figures

While the company's main focus is on life insurance policies, also provides accurate, real-time quotes for insurance products in many other fields, including auto, motorcycle, medical, group medical, short term medical, Medicare supplement, dental, homeowners, and travel insurance, as well as several annuities. This is the widest choice of instant quotes available in one location, and customers can purchase policies directly from the website. Experienced, salaried representatives that work for are able to provide toll-free customer service that covers every aspect of the quote-to-delivery process.

Besides these representatives, uses a few third parties to help provide the information consumers need, as well as to help with fulfilling orders. Car, travel, homeowners, and renter's insurance policies are some of the divisions of the website that are handled by third parties. Whenever a third party is used,'s visitors are clearly informed of this fact.

The insurance information provided by is available in all 50 states. When customers request a quote from, they are presented with the cost of the policy along with around two pages of coverage and policy information, including underwriting guidelines. This allows the customer to be fully educated about what is being offered by the policy. Term life quotes also show ratings from organizations such as Fitch, Moody's, A. M. Best, Standard & Poor's, and Weiss Ratings, Inc. collects the information that customers input on the site regarding the type of policies they need. This information is delivered to insurance companies quickly and efficiently, allowing the insurance provider to send back an instant quote. This allows the website to provide buyers with current market information instantly. The format is simple and designed for ease of use. also realizes that some customers prefer to work offline. To make this possible, customers can compare life insurance quotes from licensed insurance professionals using the telephone. Life insurance applications can even be filed over the phone. For 20 years, has been providing customers with a unique database and industry expertise to create a "quote-to-policy-delivery" insurance experience that is far above the rest. By harnessing the power of the internet, has taken its services to a whole new level, providing more convenient, around-the-clock access to information and quotes for all customers. - QuoteSmith is a registered trademark of - QuoteSmith. - QuoteSmith is not affiliated with, nor does it endorse or sponsor, the contents of this webpage or the website. Trademarks referring to specific providers are used by for nominative purposes only: to truthfully identify the source of the products about which information is provided. Such trademarks are solely the property of their respective owners.

« back
Get Quotes
Search By State
State-specific laws, insurance minimums, and more.

Insurance In Your State - QuoteSmith
2 Customer Reviews
This website showed me many different variables of the insurance companies out there and how they try to take advantage of you. I am now smarter because of, and all of the helpful information that I learned from them.
Date: 08/07/2008
Cov: 5 Cost: 5 Serv: 4 Claim: 4
I responded to one of their spam emails....that was a mistake, they have been emailing and calling me at least one call every other day since then. Make it stop
Date: 08/07/2008
Cov: 2 Cost: 2 Serv: 2 Claim: 2
Search QuoteCarInsurance