Wisconsin Car Insurance Quote
Residents of Wisconsin paid an average of $693 in insurance premiums in 2003. The national average for 2003 was $914. It is the common belief that car insurance rates are fixed by insurance companies and state regulatory agencies. However discount and competitive rates can be had in the state of Wisconsin. The best place to find the best rates in the Badger state are by using quotecarinsurance.com.
It is expected that there will be a decrease in car insurance rates in 2007 for the first time since 1999. The expected decrease is to be from .5% to 1% from 2006. The change has been brought about through sites such as quotecarinsurance.com. These types of sites have done this, through technology, by bringing the competition right to the customer so they can get the best rates for their car insurance. It is the case that in the state of Wisconsin rates for car insurance have changed in the past few years. The average car insurance rates in 1999 were $605 and it increased 14.55% to $693 in 2003. Because of this you should use quotecarinsurance.com so you save the most money you can on your car insurance by getting affordable rates.
There are some minimum Wisconsin state requirements for car insurance. Wisconsin uses a Tort system, which means that a person has to be at fault in a car accident. The person at fault and their insurance carrier are then responsible for all damages stemming from that accident. You should know that this Tort system is differs from state to state.
There is the requirement with the state law of Wisconsin of a minimum Bodily Injury Liability overage of the amount of $25,000 for every person and up to $50,000 total. The Property Damage Liability coverage has to be a minimum of $10,000. This type of basic coverage is called 25/50/10 coverage. In order to be protected, both you and the passengers in your car, from people who do not have car insurance there is a requirement of Wisconsin state law that a minimum Uninsured/Underinsured Motorist coverage in the amount of $25,000 per person $50,000 is attached to any policy. There is also Personal Injury Protection (PIP) in car insurance coverage which can help pay for medical expenses for either or both you and your passengers. There are car insurance carriers that offer this type of coverage but it is optional and not a requirement of Wisconsin state law.
Quotecarinsurance.com works hard for their customers and it doesn't matter if they are a high-risk driver or have a spotless driving record. Quotecarinsurance.com will find the best car insurance rates in Wisconsin. It is vital that you have auto insurance that gives you the best coverage so you are fully protected. Quotecarinsurance.com is always improving our website and services to fully serve our customer's insurance needs. By using quotecarinsurance.com offers the most convenient way for you to find the best car insurance rates in the Badger state.